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It really made me stop and think, when someone said a site with growth potential could be sold for five times its annual revenue. I have only barely begun to develop the ad revenue potential of my site, as I have previously used it to represent my brick-and-mortar business on the web.

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Even so, my July revenue will be a few dollars short of five thousand dollars. If that persists, then my site's annual revenue would be sixty thousand dollars, suggesting I could cash out for three hundred grand.

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My wife's jaw hit the floor when I told her that. We briefly entertained the idea of selling it and using the money to start some other site, but I think I would be much better off in the long run to develop the site. If my site has the potential to be worth three hundred grand to someone else who might grow it, what would it be worth to me if I grew it myself.

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However, I pointed out to my wife that if something happened to me, she could, if she chose, cash out and buy herself a house and have enough money to finish her degree.

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Up until now I didn't think there was a lot of point to drawing up a will, as I didn't think I had any real assets, but now I realize I do. I'm a recent immigrant to Nova Scotia, Canada, so I don't know much about inheritance laws or estate planning here. I'm going to do some research (I have a friend who used to do estate planning professionally) and then do what the experts advise.

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I know from a book I read by financial guru Suze Orman that wills aren't actually the best thing if you have a lot of assets, because there are probate fees and the inheritance can be tied up for a long time, possibly a time of great need. Better than a will is a trust, at least in the US. I expect Canada has such things. I'm going to find out... and soon.